Saving for a rainy day is easier with CIMB’s ongoing 15% p.a. interest offer!

The rainy season isn’t all doom and gloom as CIMB Bank PH, the most awarded digital-only commercial bank in the Philippines, announces the Save for a Rainy Day high interest offer from 2nd July until 31st August 2024, where qualified CIMB customers can enjoy up to 15% per annum (p.a.) interest.

UpSave and GSave account holders as of May 31, 2024 are eligible to earn up to 15% p.a. interest on their savings for the month of July, while accounts opened by June 30, 2024 are eligible for the month of August. Accounts deemed valid can automatically earn 3.5% p.a. interest just by maintaining their balance, which can further earn additional interest through fulfilling the following criteria:

  • Earn +2% growing your total average daily balance (ADB) by at least PHP 5,000 compared to the previous month’s ADB
  • Earn +2.5% growing your ADB by at least PHP 50,000 compared to the previous month’s ADB.
  • Earn +3% p.a. by spending a total amount of at least PHP 5,000 using your Virtual Debit Card
  • Earn +4% spending a total amount of at least PHP 50,000 using your Virtual Debit Card

All additional rates are applicable to your ADB of up to PHP 100,000 and are inclusive of other promos. Terms and conditions apply.

For those who don’t have CIMB UpSave or GSave accounts yet, it is fast and easy to open your own account. UpSave accounts can be opened via the CIMB mobile app, which is available on the App Store or Google Play Store. GSave accounts can be opened via the GCash app as well. For Filipino citizens who are at least 18 years old, simply prepare one valid ID for your application. The full list of valid IDs can be found on the CIMB website.

Aside from earning high interest rates with your CIMB account, maintaining an ADB of at least PHP 5,000 also gives you access to free life insurance coverage. Enjoy up to five free money transfers per day via InstaPay as well. Online transactions are also a breeze via your CIMB Virtual Debit Card, which can be activated free of charge on the CIMB mobile app.

Make your savings reign this rainy season with the help of CIMB. See the full mechanics at