As Filipinos seek more ways to build long-term financial security, ATRAM is expanding retirement investing options through the launch of the ATRAM PERA Global Feeder Funds, the first globally invested solutions offered through the country’s Personal Equity and Retirement Account (PERA) program in the Philippines.
The launch marks a significant milestone in the evolution of PERA, giving Filipino investors access to globally diversified investment opportunities within a retirement-focused framework. By bringing global investing into PERA, ATRAM is broadening the choices available to Filipinos seeking to grow their retirement wealth beyond domestic markets.
As life expectancy increases and financial needs continue to evolve, retirement planning has become more important than ever. While government pension systems and employer-sponsored retirement plans provide an essential foundation, many Filipinos recognize the need to take a more active role in building long-term financial security and preparing for life after work.
The ATRAM PERA Global Feeder Funds address this need by combining the benefits of PERA, the Philippines’ voluntary retirement savings program, with professionally managed global investment solutions. Through these funds, investors gain access to a broader universe of opportunities across international markets while benefiting from the discipline and long-term perspective of retirement investing.
“Retirement planning should be accessible to every Filipino,” said Deanno Basas, President of ATRAM Trust Corporation. “Through the ATRAM PERA Global Feeder Funds, we are expanding the investment options available under PERA and helping more Filipinos build long-term financial security through globally diversified solutions.”
The launch builds on ATRAM’s long-standing commitment to advancing retirement investing in the Philippines. As one of the pioneers in the PERA ecosystem, ATRAM has consistently advocated for greater retirement preparedness and has worked to make long-term investing more accessible to Filipinos through innovative investment solutions.
Rather than creating entirely new strategies, ATRAM has brought two established global investment solutions from its existing platform into the PERA framework. This allows investors to benefit from investment approaches that have already demonstrated their value across market cycles while pursuing their long-term retirement goals.
The ATRAM PERA Global Dividend Accumulation Feeder Fund is designed for individuals who are beginning their wealth-building journey and have a long investment horizon. The fund invests in the Fidelity Global Dividend Fund, providing exposure to high-quality global companies with strong business fundamentals, resilient cash flows, and a history of dividend discipline. Unlike traditional dividend strategies that distribute income, dividends are automatically reinvested into the fund, allowing investors to benefit from compounding and long-term capital growth.
Meanwhile, the ATRAM PERA Global Allocation Feeder Fund is designed for more experienced investors seeking a balanced approach to retirement investing. The fund invests in the BlackRock Global Allocation Fund, which provides diversified exposure to global equities, fixed income securities, and other asset classes within a single portfolio. By combining growth opportunities with broad diversification, the strategy helps investors navigate changing market conditions while remaining focused on their retirement objectives.
ATRAM selected these strategies for their suitability as retirement investments and their ability to support a disciplined, long-term approach to wealth building. Both funds are designed to help investors stay invested through market cycles, reducing the pressure to constantly monitor markets or attempt to time investment decisions. Instead, investors can focus on consistently building retirement savings through globally diversified portfolios managed by world-class investment managers.
Together, the ATRAM PERA Global Feeder Funds provide Filipinos with retirement solutions tailored to different stages of their investment journey: from those taking their first steps toward long-term wealth creation to those seeking a more balanced and diversified retirement portfolio.
The launch reflects ATRAM’s broader commitment to expanding financial inclusion, promoting retirement preparedness, and empowering more Filipinos to take control of their financial future with confidence.
To learn more about the ATRAM PERA Global Feeder Funds and discover how global investing can help support your retirement goals, visit www.atram.com.ph